Magdalena Kozińska

Assistant Professor

PhD in Economics. She received her doctoral degree (with distinction) in 2017 from the Institute of Banking at the Warsaw School of Economics (SGH) on the basis of her dissertation entitled “Analysis of the Effectiveness of Resolution Tools under Systemic Crisis Conditions”, prepared under the academic supervision of Professor Małgorzata Zaleska. She is also a graduate of the same university, having completed both her Bachelor’s and Master’s studies there.
Her research interests focus primarily on financial stability and the financial safety net, with particular emphasis on crisis management in the financial system, as well as risk management. She also conducts research in the field of private banking. She is the recipient of the President of the Bank Guarantee Fund Award for the best doctoral dissertation, “Analysis of the Effectiveness of Resolution Tools under Systemic Crisis Conditions”. She also received an honourable mention in the competition for the best doctoral dissertations organized by the President of Narodowy Bank Polski. Her Master’s and Bachelor’s theses were also recognized with awards in competitions organized by the Bank Guarantee Fund and the Teraz Polska Foundation.
Between 2014 and 2020, she was affiliated with Narodowy Bank Polski, where she focused on analyses of the institutional architecture of the financial safety net (supervision, deposit guarantee schemes, and crisis management). She also participated in the assessment of European Union legal acts concerning crisis management and bank risk management (including BRRD II, CRR II, and CRD V), as well as the related implementation projects in Poland, with particular emphasis on issues related to the MREL requirement. She was involved in the work on the European Deposit Insurance Scheme (EDIS). She also contributed to the development of the EU framework for crisis management of central counterparties (CCPs). In addition, she was engaged in analytical work related to insurance resolution, in connection with the activities of the European Systemic Risk Board (ESRB) in this area.
From 2017 to 2020, she cooperated with the Single Resolution Board (SRB) as a member of the resolution colleges of several international banking groups, including BCP, BNP Paribas, Commerzbank, ING, Raiffeisen International, and Santander.
Since 2020, she is affiliated with the Bank Guarantee Fund, where she was initially involved in activities related to bank resolution planning. She currently serves as Deputy Director of the Financial System Projects Department. As part of her responsibilities, she has co-led the Fund’s preparations for the implementation of the resolution framework for insurance and reinsurance undertakings. She served as a Workstream Leader at the European Insurance and Occupational Pensions Authority (EIOPA) within the “Resolution Plans and Resolvability Assessment” workstream, leading teams responsible for preparing legal acts supplementing the IRR Directive. She is also responsible for coordinating numerous international projects concerning the banking sector, including the review of the crisis management framework under the Crisis Management and Deposit Insurance (CMDI) legislative package, as well as cooperation with the European Commission on initiatives aimed at enhancing the competitiveness of the banking sector and simplifying the regulatory framework for banks. In 2025, during Poland’s Presidency of the Council of the European Union, she also served as an additional Financial Services Attaché at the Permanent Representation of the Republic of Poland to the European Union, contributing to the CMDI package negotiating team.
She is a member of the Programme and Scientific Council of the academic journal Bezpieczny Bank.
She is an Eisenhower Fellow and, under the Fellowship programme, completed a six-week study visit to the United States in 2026, visiting numerous institutions that form the U.S. financial safety net, including the Federal Reserve, the Federal Deposit Insurance Corporation (FDIC), the Office of the Comptroller of the Currency (OCC), and others, as well as financial institutions (including banks undergoing restructuring) and leading universities, including Stanford University, the University of California, Berkeley, the University of Chicago, Yale University, the Massachusetts Institute of Technology (MIT), and Harvard University.
She has also completed research stays at KU Leuven (Belgium) and the Cracow University of Economics.
She has been a speaker at numerous national and international training programmes and conferences, including events held in the Czech Republic, Spain, Germany, the United Kingdom, and Italy.
She teaches courses including Banking, Bank Management, Private Banking, and Frauds and Abuses in Financial Markets (including the English-language course Financial Frauds). She has supervised numerous Bachelor’s and Master’s theses, many of which have received awards or distinctions in competitions for the best undergraduate and graduate theses. She has also served as an auxiliary supervisor in several doctoral proceedings.
 

zdjęcie M. Kozińska