In Q4 2023, the Consumer Finance Market Barometer (BRCF) rose 3 points to 100. This is the fifth consecutive quarter of growth in the index - a total of 10.5 points over the period. The BCRF is
in a clear upward trend and has formed at the threshold value of 100 points, a value above which sentiment is better than average over the survey horizon. However, the index is still well below the peak recorded before the pandemic, when it was over 111 points.
Both assessments of the macroeconomic environment and the area of financial situation and creditworthiness contributed to the BRCF’s rise in the current survey. Positively, BRCF levels were also significantly affected by factors in the
in the area of serious spending. Consumer sentiment in the consumer finance market is therefore currently on an upward trend.
